In Texas, when it rains, it pours. Although Tim Plant Insurance can’t protect you from the actual rain, we can help you protect your quality lifestyle with a personal umbrella policy. All insurance products come with limits. Many times, our discerning customers learn that the limits as well as standard exceptions on insurance policies leave them open to unacceptable risks. With an umbrella policy, you can avoid taking the hit for damages that exceed the limits of your other insurance policies.
You’ve worked hard to attain a certain quality of life, and your lifestyle shouldn’t be left at risk just because your auto or home insurance policy has limits lower than the value of your personal belongings. Umbrella insurance was created to fill this gap. Basically, an umbrella policy picks up where your other insurance policies drop off. If you get into a car accident that does an additional $35,000 of physical damage to an automobile or someone’s personal property, your umbrella policy will help out. Often, umbrella policies will also provide coverage in the event that you are held liable for an event not covered by your other insurance. (Consult your Tim Plant Insurance professional for coverage details and restrictions.)
Umbrella policies begin at $1 million in coverage. Depending on your situation, you may choose to purchase a policy with even greater coverage. The experienced insurance professionals at Tim Plant Insurance will be happy to help you discern what insurance product best suits your individual situation. Additionally, as your circumstances change, we are happy to provide you with regular policy reviews to ensure you continue to have the right insurance products to protect you, your family and your way of life into the future.
To learn more, call us today at 281-915-0811, or request your free online quote now. We take pride in insuring discerning Texans.